Loan Officer At Envoy Micro Credit Services


Job Description/Requirements

Responsibility:

  • Meet with clients to discuss their loan needs, explain available loan options, and gather necessary financial information.
  • Provide guidance and advice to clients on loan eligibility criteria, interest rates, and repayment terms.
  • Respond to inquiries and address concerns from clients regarding the loan application process.
  • Verify applicant information, such as income, employment history, and credit history, to assess risk and make informed lending decisions.
  • Review loan documentation and ensure compliance with regulatory requirements and internal policies.
  • Recommend appropriate loan products and terms based on client needs and financial analysis.
  • Build and maintain relationships with clients, referral partners, and other stakeholders.
  • Collaborate with internal teams, such as underwriters and loan processors, to expedite loan processing and ensure a smooth closing process.
  • Maintain accurate and up-to-date records of loan applications, approvals, and disbursements.

Qualifications:

  • Must have a Degree or HND
  • Proven experience as a Loan Officer or in a similar lending role.
  • Strong understanding of lending principles, credit analysis, and financial products.
  • Excellent communication and interpersonal skills.
  • Strong analytical and decision-making abilities.
  • Ability to work independently and as part of a team.

CVs should be sent to: [email protected]

Salary Range: Negotiable

Location: Accra Newtown

April 2024
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