Position : Banking and Capital Market Consultant – Accra
We are looking for a Banking and Capital Market Consultant.
Responsibilities :
- Formulate, review, and implement credit risk management policies, procedures, and risk appetite frameworks for banks and other financial institutions
- Evaluate complex credit applications and financial statements to determine borrower creditworthiness and loan pricing for financial institutions
- Track the health of the lending portfolio of financial institutions to identify early warning signs of default, concentrations of risk, and non-performing loans.
- Build, validate, and maintain credit scorecards and predictive risk models using data analysis tools for financial institutions
- Advice financial institutions on lending operations to strictly comply with local banking laws, international accounting standards (e.g., IFRS 9), and capital adequacy guidelines.
- Oversee restructuring plans for distressed loans and coordinate with legal or collections teams for debt recovery
- Design innovative financial products and services for banks and other financial institutions
Required profile for job ad : Banking and Capital Market Consultant – Accra
- MBA / Masters in Credit Risk, Quantitative Finance or any related field
- Professional Membership with Global Association of Risk Professionals (GARP), USA
- Proven experience in financial analysis, data modeling, or quantitative research within banking or financial services industry.
- Strong background in statistical analysis, risk management, and fraud detection techniques.
- Proficiency in data mining tools and statistical software; experience with VBA is highly desirable.
- Demonstrated ability to develop complex financial models using advanced Excel functions or specialized software.
- Familiarity with underwriting processes, credit analysis, and financial report writing.
- Knowledge of financial concepts such as cash flow analysis, risk assessment, and financial acumen is essential.
Job criteria for job ad : Banking and Capital Market Consultant – Accra
- Job category : Accounting, controlling, finance
- Industries : Banking, insurance, finance
- Employment type : Permanent contract
- Region : Greater Accra
- City : Accra
- Remote work : No
- Experience level : More than 10 years
- Educational level : Master
- Spoken language : english > fluent
- Number of Position(s) : 1
- Team management : Yes



