Job Summary
Company: Sao Ghana
Category: Executive / Management
Location: Accra
Job status: Full-Time
Salary: GH
Education: Degree
Experience: 7 years
Job expires: 30 Oct-2026
Job Summary
Leads day-to-day operations in Ghana, converting commercial activity into reliable outcomes across onboarding, payments, settlement, customer service, partner management and administration, to SAOPAY Global standards, regulatory requirements and SLAs.
Key Responsibilities
• Onboarding and network operations: Lead merchant and agent onboarding per KYC, KYB and AML requirements; manage POS, SmartPOS, SoftPOS and QR device deployment; monitor agent liquidity and network performance with Finance and banks.
• Payments, settlement and reconciliation: Oversee daily payments, reversals, refunds and chargebacks; ensure timely settlement to partners; own daily reconciliation of transaction, trust and float accounts and resolution of breaks.
• Customer operations: Resolve complaints, disputes, fraud and vulnerable-customer cases within regulatory and internal timelines; address root causes with Product Support, IT and Global teams.
• Partner and SLA management: Manage day-to-day relationships with banks, MNOs, switches, processors and vendors; track SLAs, escalate breaches and coordinate incident resolution.
• Controls, compliance and improvement: Implement Global SOPs; maintain segregation of duties and maker-checker controls; ensure KYC/KYB meet AMLRO standards, float and trust accounts are reconciled daily, incidents are reported on time and audit evidence is retained; drive process improvement.
• Leadership and administration: Lead, coach and develop the team; manage performance and succession; support recruitment with HR; oversee administration, facilities, procurement support and local IT assets.
Qualification Required & Experience
•Required: Bachelor’s degree in Business Administration, Operations Management, Finance, Engineering, IT or a related field (equivalent education and experience considered); 7+ years’ progressive operations experience, including 3+ years in a managerial role; proven management of onboarding, payments, settlement, reconciliation or customer operations at scale; experience implementing SOPs and controls and managing partner SLAs.
•Preferred: Postgraduate qualification; Lean Six Sigma, ITIL, PMP or payments certification; regulated payments, fintech, banking or telecom experience.
Location: Accra
How To Apply For The Job
To submit your application, click on the link below and complete all relevant fields on the online application form.
Closing Date: 30 October, 2026
